Make purchases with the ease of ZipPay

We want to give you a easy option to enjoy the things you love. That means you can buy today and pay it off in flexible interest-free instalments.

Play Video


Create ZipPay account

Apply now for a zipPay account and get approved for up to $1000 within just a few minutes.


Enjoy shopping online

Use your ZipPay account at checkout and ZipPay pays us, you get the goods, nothing more for you to pay today.


Instant Approval Online

Flexible repayments that suit you. Schedule payments weekly, fortnightly or monthly (ie. when you get paid). Min $40 per month.

Reusable account and monthly statements

We provide you with one account with monthly statements, no matter how many times you shop with us.

Enjoy your purchases with no interest, hidden fees or upfront payments

We only charge a $6 monthly account fee when you have an outstanding account balance. If you pay off your balance by the dude date, we’ll waive the fee.

Peace of mind with flexible payments

Simply choose the repayment option that suit your lifestyle, available in weekly, fortnightly or monthly options.

ZipPay Frequently Asked Questions

Zip is an easy and flexible payment method which gives you the freedom to buy now and pay later at thousands of Australia’s favorite stores and clinics. There are two reusable account types, Zip Pay and Zip Money.


Zip's allows you to securely shop online and instore with any Zip retailer up to your account limit. Each repayment that you make towards your purchases will replenish your available funds, allowing you to reuse your account again and again.


Once you have a Zip account, management is easy. You can make purchases, manage repayments and much more from our simple, online account.


Repayments are flexible to suit your lifestyle - weekly, fortnightly or monthly, and you can pay as much as you like as long as you meet your minimum monthly repayments (advised at the time of sign up).


For both Zip Pay and Zip Money, a $6 monthly account fee applies, but only when you have a balance. We'll waive this if you pay your balance by the due date.


You can apply for a Zip account in minutes online. To apply you need to be an Australian Permanent Resident or Citizen and 18 years of age. Applications involve identity verification and a credit check.


Once approved, the items are all yours without waiting, and you choose how you'd like to pay back over time to suit your lifestyle.

Zip Pay is an everyday account that is interest-free always and is perfect for frequent shoppers and everyday use.


Each month you'll receive a statement & have until the end of next month to pay back with no fees. A minimum repayment of $40/mth (or balance if less) is required, but you can, of course, pay back your balance faster if you like.

Zip is an Australian ASX listed company. Visit

Open Chat
Close chat
Hello! Thanks for visiting us. Please press Start button to chat with our support :)